IRS Levies
Stop the IRS from Seizing Your Money, Wages, and Property
An IRS levy is one of the most devastating collection tools the government has — it allows them to legally seize money directly from your bank account, garnish your wages, intercept your Social Security benefits, and take your vehicles or other property. When a levy hits your bank account, your funds are frozen immediately. When it hits your wages, your employer is legally required to send a portion of every paycheck to the IRS. Our attorneys move fast to release levies and put you on a path to permanent resolution.
What Is an IRS Levy?
An IRS levy is the legal seizure of your property or rights to property to satisfy a tax debt. Unlike a lien (which is a legal claim on your property), a levy is the actual taking of property. The IRS can levy bank accounts, wages, Social Security benefits, accounts receivable, commissions, rental income, retirement accounts, and physical property. Before issuing a levy, the IRS must: (1) assess the tax and send a notice and demand for payment, (2) the taxpayer must neglect or refuse to pay, and (3) the IRS must send a Final Notice of Intent to Levy with a 30-day response window. After the 30 days expire without response or resolution, the IRS can issue the levy. Continuous levies on wages and salary remain in effect until the full balance is paid or the levy is released.
How It Works
Emergency Response
Levies require urgent action. We contact the IRS immediately upon being retained, establish representation, and work to halt the levy or release seized funds before they are permanently forfeited.
Establish Levy Release Grounds
We identify and document the legal basis for release — hardship, pending installment agreement, pending OIC, due process violations, or improper levy procedures.
IRS Negotiation
We negotiate directly with the assigned Revenue Officer or IRS Collections to secure an immediate levy release or suspension while a longer-term resolution is arranged.
Address the Underlying Debt
Releasing a levy is only the first step. We simultaneously work to establish a permanent resolution — installment agreement, OIC, CNC status — to prevent the IRS from re-issuing the levy.
Due Process Protection
If proper procedures were not followed before the levy was issued, we file Collection Due Process (CDP) requests to challenge the levy and protect your legal rights.
Who Should Consider This?
- ✓Anyone who has received a Final Notice of Intent to Levy (CP90, CP92, CP504)
- ✓Taxpayers whose bank accounts have already been levied
- ✓Employees whose wages are being continuously garnished by IRS levy
- ✓Social Security recipients whose benefits are being levied
- ✓Business owners facing IRS seizure of accounts receivable or business assets
- ✓Taxpayers who missed the 30-day response window but have not yet been levied
Key Benefits
Emergency Relief
We act within hours — not days — to stop or reverse levies before your financial situation becomes catastrophic.
Recover Frozen Funds
In many cases, we can recover frozen bank funds if the levy release is obtained quickly enough.
Prevent Future Levies
A permanent resolution ensures the IRS cannot simply re-issue the levy once released.
Due Process Rights
You have legal rights before and after a levy is issued. We ensure those rights are fully exercised.
Ready to Resolve Your IRS Levies Issue?
Free consultation. No obligation. A licensed tax attorney will call you within 5 minutes.
Frequently Asked Questions
My bank account was levied this morning. Can you get my money back?+
There is a 21-day holding period after a bank levy before the bank must send funds to the IRS. If we can obtain a levy release within those 21 days, your funds can be returned. Call us immediately — every hour matters.
How much of my paycheck can the IRS take?+
The IRS continuous wage levy takes everything above a small exempt amount based on your filing status and exemptions. For many people, this means 70–80% of their take-home pay is subject to levy. We can stop this through a levy release and installment agreement.
Can the IRS levy my retirement account?+
Yes. The IRS can levy IRAs, 401(k)s, and other retirement accounts. This is particularly harmful because in addition to losing retirement savings, you typically owe income taxes and early withdrawal penalties on the distributed amount.
What if I already lost my bank funds to a levy?+
If the 21-day window has passed and funds were already remitted to the IRS, recovery is very difficult. However, if proper procedures were not followed, we can challenge the levy and pursue other remedies. Even if recovery is not possible, we can stop future levies.
Related Services
Wage Garnishments
IRS wage garnishment can take the majority of your take-home pay. We act fast to release garnishments and establish a permanent resolution that protects your income.
Tax Liens
Federal Tax Liens attach to all your property and crush your credit score. We know exactly how to get them withdrawn, released, or discharged.
Installment Agreement
Establish a formal monthly payment plan with the IRS to satisfy your tax debt over time and stop collection actions.